What is the State Farm Drive Safe & Save Program?
Drive Safe & Save is a voluntary program from State Farm that utilizes telematics to assess your driving behavior. Telematics technology involves using devices to monitor and transmit data related to vehicle usage. In the case of Drive Safe & Save, this is primarily done through your smartphone and a small Bluetooth beacon provided by State Farm. The program focuses on key driving habits that contribute to safety, such as smooth braking and acceleration, cornering, speed, and distracted driving. By enrolling and participating, you allow State Farm to “scan” and analyze these driving patterns through the app, and in return, you are eligible for significant discounts based on your performance.
Setting Up Your Drive Safe & Save: The Initial “Scan”
Getting started with Drive Safe & Save is straightforward. The initial setup process, which some users might call a “State Farm car insurance scan” due to the app’s data collection aspect, involves a few simple steps:
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Download and Log into the State Farm App: If you don’t already have it, download the State Farm mobile app from your app store (iOS or Android). Open the app and log in using your State Farm User ID and password. This ensures a seamless experience and full access to the program’s features.
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Enroll in Drive Safe & Save: Navigate within the app to find the Drive Safe & Save section. The app will guide you through the enrollment process. This might involve accepting terms and conditions, verifying your email address, and confirming your mailing address to receive the beacon.
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Beacon Setup – Completing the “Scan”: A crucial step in the setup is pairing the Bluetooth beacon. Once you receive the beacon in the mail:
- Open the State Farm app and go to the Drive Safe & Save tab.
- Select “Complete Setup for your car.”
- Activate the beacon by pressing and holding the button on it until a light flashes briefly (this may take up to 8 seconds). This action initiates the “scan” for the beacon by your smartphone.
- The app will search for nearby beacons. Select the beacon ID in the app that matches the ID printed on the physical beacon you received.
- Once paired, the app will confirm the connection. Affix the beacon to your windshield behind the rearview mirror using the provided sticker. Ensure it doesn’t obstruct your vision or vehicle sensors, and adheres to local regulations.
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Odometer Reading (in some states): In certain states, you might be prompted to enter your vehicle’s odometer reading within the app to finalize the setup. The app will clearly indicate if this step is required for you.
By completing these steps, you’ve successfully finished the initial “State Farm car insurance scan” setup and ensured you maintain any introductory discounts offered while beginning to track your driving for potential future savings.
Maximizing Your Car Insurance Savings
Earning your Drive Safe & Save discount is an ongoing process. After the initial setup, ensure the necessary app permissions remain enabled so your trips are automatically recorded. Regularly check the State Farm app for feedback on your driving habits. The app provides interactive maps and insights into your driving, helping you identify areas for improvement. Focus on smoother driving – avoid hard braking, rapid acceleration, and sharp turns. Minimize phone distractions while driving and maintain safe speeds. The safer you drive, the better your driving score, and the higher your potential discount on your car insurance.
Benefits Beyond Savings
While the primary appeal of Drive Safe & Save is the potential for significant car insurance discounts, the program offers additional benefits. It encourages safer driving habits, which not only saves you money but also contributes to safer roads for everyone. The app’s feedback tools can make you more aware of your driving behaviors and help you become a more conscientious and skilled driver.
Start Saving Today
State Farm’s Drive Safe & Save program, initiated through a simple “State Farm car insurance scan” setup process within the app, is a smart way to take control of your auto insurance costs. By enrolling, setting up your beacon, and focusing on safe driving, you can unlock substantial savings and contribute to a safer driving environment. Download the State Farm app today and explore the Drive Safe & Save program to see how much you could save.
Discounts may exceed 30% and vary state-to-state (NY capped at 30%). Not available in CA, MA, RI. A discount may not be available in NC depending on individual facts and circumstances. Setup required. Ensure beacon placement doesn’t impair your visibility or your vehicle sensors, and complies with applicable laws.
